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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,900 | $49,177+133.6% | $79,467+44.6% | $64,173+79.0% |
| Participation rate | 58.6% | 65.0%-6.4pp | 73.3%-14.7pp | 69.6%-10.9pp |
| Annual return | 3.96% | -1.16%+5.1pp | 718.30%-714.3pp | 7.63%-3.7pp |
| Employer contribution / active EE | $1,931 | $2,076-7.0% | $2,800-31.0% | $2,381-18.9% |
| Participant deferral / active EE | $5,511 | $2,821+95.3% | $3,704+48.8% | $3,470+58.8% |
| Admin fee / account holder | $7,609 | $3,839+98.2% | $5,104+49.1% | $4,887+55.7% |