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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,076 | $48,078+66.6% | $78,676+1.8% | $62,881+27.3% |
| Participation rate | 87.5% | 65.2%+22.3pp | 73.6%+13.9pp | 69.3%+18.2pp |
| Annual return | 4.03% | 31.36%-27.3pp | 62.19%-58.2pp | 20.14%-16.1pp |
| Employer contribution / active EE | $1,849 | $2,015-8.2% | $2,850-35.1% | $2,281-18.9% |
| Participant deferral / active EE | $5,249 | $2,587+102.9% | $3,517+49.2% | $3,203+63.9% |
| Admin fee / account holder | $6,181 | $3,206+92.8% | $4,510+37.0% | $4,296+43.9% |