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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,888 | $110,137+390.2% | $161,149+235.0% | $82,637+553.3% |
| Participation rate | 96.3% | 72.4%+23.9pp | 78.8%+17.5pp | 68.1%+28.2pp |
| Annual return | 14.60% | 20.69%-6.1pp | 21.16%-6.6pp | 53.51%-38.9pp |
| Employer contribution / active EE | $0 | $2,856-100.0% | $4,360-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $14,071 | $4,575+207.6% | $6,153+128.7% | $4,126+241.0% |
| Admin fee / account holder | $10,394 | $9,467+9.8% | $15,194-31.6% | $7,339+41.6% |