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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,275 | $101,752+360.2% | $164,928+183.9% | $80,911+478.8% |
| Participation rate | 96.2% | 71.8%+24.3pp | 78.6%+17.5pp | 67.6%+28.5pp |
| Annual return | 22.96% | 16.73%+6.2pp | 70.08%-47.1pp | 35.63%-12.7pp |
| Employer contribution / active EE | $0 | $2,953-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $14,164 | $4,477+216.4% | $6,034+134.7% | $4,297+229.6% |
| Admin fee / account holder | $27,966 | $8,218+240.3% | $12,684+120.5% | $6,935+303.3% |