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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,897 | $150,442+38.2% | $136,295+52.5% | $147,585+40.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.24% | 1049.09%-1032.9pp | 5155.97%-5139.7pp | 578.56%-562.3pp |
| Employer contribution / active EE | $14,000 | $5,256+166.4% | $4,695+198.2% | $4,876+187.1% |
| Participant deferral / active EE | $6,000 | $6,630-9.5% | $6,247-4.0% | $5,439+10.3% |
| Admin fee / account holder | $6,289 | $10,905-42.3% | $9,243-32.0% | $10,885-42.2% |