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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,457 | $148,629+62.5% | $135,982+77.6% | $139,487+73.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.37% | 79.33%-63.0pp | 68.32%-52.0pp | 373.84%-357.5pp |
| Employer contribution / active EE | $11,500 | $5,247+119.2% | $4,859+136.7% | $4,755+141.9% |
| Participant deferral / active EE | $5,000 | $8,102-38.3% | $7,760-35.6% | $6,713-25.5% |
| Admin fee / account holder | $12,429 | $12,406+0.2% | $10,767+15.4% | $11,407+9.0% |