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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,081 | $88,707+35.4% | $74,184+61.9% | $273,972-56.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.67% | 11.94%-11.3pp | 17.74%-17.1pp | 41.46%-40.8pp |
| Employer contribution / active EE | $24,077 | $3,159+662.1% | $2,370+915.8% | $4,869+394.5% |
| Participant deferral / active EE | $16,000 | $4,212+279.9% | $3,550+350.7% | $5,287+202.6% |
| Admin fee / account holder | $1,321 | $8,717-84.8% | $5,586-76.4% | $10,133-87.0% |