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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,910 | $103,393+213.3% | $87,103+271.9% | $152,909+111.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 24.20% | 28.10%-3.9pp | 28.19%-4.0pp | 345.46%-321.3pp |
| Employer contribution / active EE | $14,971 | $3,221+364.8% | $2,521+493.7% | $4,764+214.3% |
| Participant deferral / active EE | $16,875 | $4,778+253.2% | $4,049+316.8% | $5,851+188.4% |
| Admin fee / account holder | $6,292 | $12,195-48.4% | $7,491-16.0% | $11,601-45.8% |