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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,265 | $197,819-44.3% | $155,789-29.2% | $125,389-12.1% |
| Participation rate | 47.8% | 82.1%-34.3pp | 76.1%-28.3pp | 83.2%-35.4pp |
| Annual return | -1.77% | 86.73%-88.5pp | 71.54%-73.3pp | 282.24%-284.0pp |
| Employer contribution / active EE | $1,949 | $4,850-59.8% | $3,839-49.2% | $4,866-60.0% |
| Participant deferral / active EE | $5,292 | $5,631-6.0% | $4,798+10.3% | $5,352-1.1% |
| Admin fee / account holder | $6,886 | $9,544-27.8% | $7,477-7.9% | $9,541-27.8% |