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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,047 | $56,484+8.1% | $169,452-64.0% | $64,173-4.9% |
| Participation rate | 82.4% | 64.5%+17.8pp | 77.8%+4.6pp | 69.6%+12.8pp |
| Annual return | -9.15% | -1.55%-7.6pp | 1.83%-11.0pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,265 | $1,832+23.6% | $4,157-45.5% | $2,381-4.9% |
| Participant deferral / active EE | $5,286 | $3,448+53.3% | $5,277+0.2% | $3,470+52.3% |
| Admin fee / account holder | $979 | $4,174-76.5% | $9,110-89.3% | $4,887-80.0% |