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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,389 | $154,228+70.8% | $145,433+81.1% | $137,256+91.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.36% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $10,606 | $4,804+120.8% | $4,554+132.9% | $4,156+155.2% |
| Participant deferral / active EE | $15,969 | $8,216+94.4% | $7,897+102.2% | $6,407+149.3% |
| Admin fee / account holder | $4,521 | $14,344-68.5% | $13,129-65.6% | $12,270-63.2% |