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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,011 | $105,210+135.7% | $159,487+55.5% | $85,851+188.9% |
| Participation rate | 93.5% | 75.8%+17.8pp | 82.8%+10.7pp | 69.3%+24.2pp |
| Annual return | 6.72% | 45.08%-38.4pp | 263.71%-257.0pp | 318.63%-311.9pp |
| Employer contribution / active EE | $6,177 | $3,319+86.1% | $4,831+27.9% | $2,565+140.8% |
| Participant deferral / active EE | $9,203 | $5,946+54.8% | $7,354+25.2% | $3,952+132.9% |
| Admin fee / account holder | $14,400 | $6,934+107.7% | $10,804+33.3% | $6,261+130.0% |