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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,085 | $89,370+129.5% | $141,197+45.2% | $72,976+181.0% |
| Participation rate | 85.7% | 75.1%+10.6pp | 82.5%+3.2pp | 69.5%+16.2pp |
| Annual return | 18.65% | 111.88%-93.2pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $4,797 | $3,115+54.0% | $4,736+1.3% | $2,440+96.6% |
| Participant deferral / active EE | $7,451 | $5,419+37.5% | $6,710+11.0% | $3,608+106.5% |
| Admin fee / account holder | $15,724 | $5,957+164.0% | $10,265+53.2% | $5,124+206.9% |