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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,313 | $98,776+155.4% | $149,745+68.5% | $79,856+216.0% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 20.54% | 27.38%-6.8pp | 276.72%-256.2pp | 31.71%-11.2pp |
| Employer contribution / active EE | $5,770 | $3,217+79.3% | $4,646+24.2% | $2,471+133.5% |
| Participant deferral / active EE | $7,963 | $5,681+40.2% | $6,843+16.4% | $3,741+112.9% |
| Admin fee / account holder | $4,571 | $6,053-24.5% | $9,312-50.9% | $5,306-13.9% |