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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,537 | $78,670-48.5% | $109,173-62.9% | $85,847-52.8% |
| Participation rate | 78.6% | 68.3%+10.3pp | 75.9%+2.7pp | 69.3%+9.3pp |
| Annual return | 10.08% | 25.09%-15.0pp | 25.75%-15.7pp | 318.61%-308.5pp |
| Employer contribution / active EE | $1,465 | $2,734-46.4% | $3,723-60.6% | $2,565-42.9% |
| Participant deferral / active EE | $1,900 | $3,467-45.2% | $4,654-59.2% | $3,952-51.9% |
| Admin fee / account holder | $847 | $5,469-84.5% | $6,755-87.5% | $6,261-86.5% |