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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,035 | $63,346-30.5% | $92,240-52.3% | $70,126-37.2% |
| Participation rate | 85.2% | 68.7%+16.5pp | 76.5%+8.7pp | 69.5%+15.6pp |
| Annual return | 13.03% | 530.19%-517.2pp | 176.29%-163.3pp | 73.15%-60.1pp |
| Employer contribution / active EE | $194 | $2,471-92.2% | $3,680-94.7% | $2,343-91.7% |
| Participant deferral / active EE | $1,175 | $2,854-58.8% | $3,897-69.8% | $3,332-64.7% |
| Admin fee / account holder | $1,038 | $3,841-73.0% | $5,194-80.0% | $4,645-77.6% |