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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,800 | $93,589+78.2% | $135,942+22.7% | $75,181+121.9% |
| Participation rate | 93.2% | 75.2%+18.0pp | 81.9%+11.3pp | 67.2%+26.0pp |
| Annual return | 14.73% | 30.90%-16.2pp | 68.28%-53.5pp | 160.69%-146.0pp |
| Employer contribution / active EE | $9,203 | $3,537+160.2% | $4,858+89.5% | $2,671+244.6% |
| Participant deferral / active EE | $11,296 | $6,405+76.4% | $7,759+45.6% | $4,126+173.8% |
| Admin fee / account holder | $4,317 | $6,977-38.1% | $10,764-59.9% | $5,650-23.6% |