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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,388 | $85,766+144.1% | $136,298+53.6% | $70,126+198.6% |
| Participation rate | 92.9% | 74.2%+18.7pp | 81.9%+10.9pp | 69.5%+23.3pp |
| Annual return | 10.29% | 31.46%-21.2pp | 5156.27%-5146.0pp | 73.15%-62.9pp |
| Employer contribution / active EE | $2,755 | $2,966-7.1% | $4,696-41.3% | $2,343+17.6% |
| Participant deferral / active EE | $12,266 | $5,051+142.8% | $6,247+96.3% | $3,332+268.1% |
| Admin fee / account holder | $41,119 | $5,421+658.6% | $9,244+344.8% | $4,645+785.1% |