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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,650 | $100,194+28.4% | $122,979+4.6% | $86,983+47.9% |
| Participation rate | 96.7% | 73.0%+23.7pp | 77.2%+19.5pp | 69.5%+27.1pp |
| Annual return | 14.08% | 16.47%-2.4pp | 20.12%-6.0pp | 25.83%-11.8pp |
| Employer contribution / active EE | $1,326 | $2,326-43.0% | $3,062-56.7% | $2,584-48.7% |
| Participant deferral / active EE | $4,447 | $4,133+7.6% | $5,003-11.1% | $4,194+6.0% |
| Admin fee / account holder | $3,358 | $10,148-66.9% | $12,864-73.9% | $7,856-57.3% |