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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,772 | $71,873+12.4% | $86,698-6.8% | $68,490+17.9% |
| Participation rate | 96.8% | 72.2%+24.5pp | 76.6%+20.2pp | 67.9%+28.9pp |
| Annual return | -17.05% | 3.54%-20.6pp | 35.96%-53.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,251 | $2,173-42.4% | $2,837-55.9% | $2,597-51.8% |
| Participant deferral / active EE | $4,105 | $3,779+8.6% | $4,656-11.8% | $4,028+1.9% |
| Admin fee / account holder | $5,727 | $6,110-6.3% | $7,492-23.6% | $5,403+6.0% |