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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,650 | $97,550+31.9% | $120,344+6.9% | $87,485+47.1% |
| Participation rate | 96.7% | 72.8%+23.8pp | 76.7%+20.0pp | 68.9%+27.7pp |
| Annual return | 14.08% | 18.41%-4.3pp | 20.30%-6.2pp | 26.06%-12.0pp |
| Employer contribution / active EE | $1,326 | $2,291-42.1% | $3,020-56.1% | $2,596-48.9% |
| Participant deferral / active EE | $4,447 | $4,230+5.1% | $5,135-13.4% | $4,274+4.1% |
| Admin fee / account holder | $3,358 | $9,543-64.8% | $12,742-73.6% | $7,775-56.8% |