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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,783 | $91,559-33.6% | $133,978-54.6% | $79,856-23.9% |
| Participation rate | 93.8% | 73.3%+20.4pp | 79.8%+13.9pp | 69.6%+24.1pp |
| Annual return | 8.94% | 61.85%-52.9pp | 45.10%-36.2pp | 31.71%-22.8pp |
| Employer contribution / active EE | $1,875 | $2,384-21.3% | $3,919-52.2% | $2,471-24.1% |
| Participant deferral / active EE | $2,398 | $3,734-35.8% | $5,047-52.5% | $3,741-35.9% |
| Admin fee / account holder | $1,872 | $6,321-70.4% | $8,930-79.0% | $5,306-64.7% |