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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,286 | $83,485-30.2% | $125,195-53.4% | $72,976-20.1% |
| Participation rate | 92.3% | 73.3%+19.0pp | 79.8%+12.5pp | 69.5%+22.8pp |
| Annual return | 15.16% | 25.77%-10.6pp | 43.79%-28.6pp | 81.02%-65.9pp |
| Employer contribution / active EE | $1,923 | $2,346-18.0% | $3,866-50.3% | $2,440-21.2% |
| Participant deferral / active EE | $2,659 | $3,586-25.8% | $4,937-46.1% | $3,608-26.3% |
| Admin fee / account holder | $6,102 | $5,518+10.6% | $9,704-37.1% | $5,124+19.1% |