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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,647 | $78,707-30.6% | $117,861-53.6% | $70,126-22.1% |
| Participation rate | 94.0% | 73.2%+20.8pp | 79.7%+14.3pp | 69.5%+24.4pp |
| Annual return | 11.07% | 23.30%-12.2pp | 335.11%-324.0pp | 73.15%-62.1pp |
| Employer contribution / active EE | $1,781 | $2,223-19.9% | $3,786-53.0% | $2,343-24.0% |
| Participant deferral / active EE | $2,380 | $3,297-27.8% | $4,482-46.9% | $3,332-28.6% |
| Admin fee / account holder | $18,827 | $5,066+271.7% | $8,021+134.7% | $4,645+305.3% |