Retirement plan

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Name: WINEGARDNER MASONRY, INC. - WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST (2018) Form 5500
Creator: WINEGARDNER MASONRY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST, WINEGARDNER MASONRY, INC.

WINEGARDNER MASONRY, INC.EIN 95-3373824Plan #003PY 2018

32147 DUNLAP BOULEVARD, SUITE A - YUCAIPA, CA 923991757909-795-9711

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$750K

+19.2% from 2017

Total participants

+20.0% from 2017

Average account balance

$68,174

-2.5% from 2017

Annual return

1.35%

-25.09 pp from 2017

Benchmarks

See 38,940 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,940 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$642K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

160.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$28K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2046

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$14K

$1552 / participant

Other / not subdivided$14K100.0%

% of EOY assets

1.863%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,174

$97,732-30.2%

$83,831-18.7%

$135,380-49.6%

Participation rate

88.9%

80.0%+8.9pp

76.1%+12.7pp

82.6%+6.2pp

Annual return

1.35%

1287.56%-1286.2pp

850.99%-849.6pp

519.81%-518.5pp

Employer contribution / active EE

$12,780

$4,222+202.7%

$3,631+252.0%

$4,779+167.4%

Participant deferral / active EE

$1,250

$4,683-73.3%

$4,082-69.4%

$5,609-77.7%

Admin fee / account holder

$1,270

$6,675-81.0%

$5,479-76.8%

$10,828-88.3%

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion