Retirement plan

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Name: WINEGARDNER MASONRY, INC. - WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST (2017) Form 5500
Creator: WINEGARDNER MASONRY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST, WINEGARDNER MASONRY, INC.

WINEGARDNER MASONRY, INC.EIN 95-3373824Plan #003PY 2017

32147 DUNLAP BOULEVARD, SUITE A - YUCAIPA, CA 923991757909-795-9711

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$629K

+59.5% from 2016

Total participants

+11.1% from 2016

Average account balance

$69,894

+59.5% from 2016

Annual return

26.43%

+31.11 pp from 2016

Benchmarks

See 37,229 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort37,229 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$642K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

160.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$28K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2046

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$10K

$1203 / participant

Other / not subdivided$10K100.0%

% of EOY assets

1.529%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,894

$106,008-34.1%

$92,240-24.2%

$147,586-52.6%

Participation rate

87.5%

80.4%+7.1pp

76.5%+11.0pp

82.8%+4.7pp

Annual return

26.43%

50.05%-23.6pp

176.29%-149.9pp

578.59%-552.2pp

Employer contribution / active EE

$16,340

$4,333+277.1%

$3,680+344.1%

$4,876+235.1%

Participant deferral / active EE

$1,140

$4,478-74.6%

$3,897-70.8%

$5,439-79.0%

Admin fee / account holder

$1,069

$6,333-83.1%

$5,194-79.4%

$10,886-90.2%

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WINEGARDNER MASONRY, INC. 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion