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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,409 | $110,212+79.1% | $96,534+104.5% | $139,466+41.5% |
| Participation rate | 95.5% | 78.1%+17.3pp | 76.0%+19.5pp | 80.3%+15.1pp |
| Annual return | 8.13% | 26.42%-18.3pp | 25.88%-17.8pp | 373.66%-365.5pp |
| Employer contribution / active EE | $8,125 | $3,620+124.4% | $2,965+174.0% | $4,754+70.9% |
| Participant deferral / active EE | $9,799 | $5,547+76.6% | $4,851+102.0% | $6,712+46.0% |
| Admin fee / account holder | $23,956 | $11,599+106.5% | $8,253+190.3% | $11,409+110.0% |