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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,014 | $89,367+44.4% | $141,191-8.6% | $72,975+76.8% |
| Participation rate | 96.4% | 75.1%+21.3pp | 82.5%+14.0pp | 69.5%+26.9pp |
| Annual return | 12.82% | 111.87%-99.0pp | 71.41%-58.6pp | 81.01%-68.2pp |
| Employer contribution / active EE | $5,891 | $3,115+89.1% | $4,736+24.4% | $2,440+141.4% |
| Participant deferral / active EE | $7,164 | $5,419+32.2% | $6,710+6.8% | $3,608+98.6% |
| Admin fee / account holder | $1,542 | $5,957-74.1% | $10,264-85.0% | $5,124-69.9% |