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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,919 | $138,102+29.6% | $125,381+42.7% | $134,532+33.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.28% | 750.73%-760.0pp | 572.31%-581.6pp | 418.27%-427.6pp |
| Employer contribution / active EE | -$105 | $5,245-102.0% | $4,815-102.2% | $4,741-102.2% |
| Participant deferral / active EE | $11,672 | $7,801+49.6% | $7,448+56.7% | $6,401+82.3% |
| Admin fee / account holder | $10,601 | $11,568-8.4% | $10,007+5.9% | $11,429-7.2% |