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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,378 | $117,895+41.1% | $102,460+62.4% | $145,897+14.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.19% | 31.92%-25.7pp | 29.47%-23.3pp | 552.29%-546.1pp |
| Employer contribution / active EE | $9,143 | $3,619+152.7% | $3,025+202.2% | $4,663+96.1% |
| Participant deferral / active EE | $10,646 | $5,736+85.6% | $5,056+110.6% | $6,689+59.2% |
| Admin fee / account holder | $43,163 | $13,353+223.3% | $9,460+356.3% | $13,390+222.3% |