Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 52 | Indirect Investment Fees | $5,894 |
KOBO WEALTH CONSERVANCY1+ years Service code 26 · EIN 20-8546080 | Advisory (Participants) | $5,118 |
Filed as: AMERICAN UNITED LIFE INSURANCE CO. Service code 52 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,953 | $53,412-38.3% | $68,509-51.9% | $52,331-37.0% |
| Participation rate | 68.6% | 71.7%-3.0pp | 74.7%-6.1pp | 68.1%+0.5pp |
| Annual return | -1.71% | 3.42%-5.1pp | 8.27%-10.0pp | 4.54%-6.3pp |
| Employer contribution / active EE | $0 | $1,607-100.0% | $2,278-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $781 | $2,688-70.9% | $3,382-76.9% | $3,022-74.2% |
| Admin fee / account holder | $30 | $461-93.6% | $5,275-99.4% | $592-95.0% |