See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CLARAPHI ADVISORY NETWORK3 years Service code 16 · EIN 46-1154256 | Consulting | $17,465 |
KOBO WEALTH CONSERVANCY6+ years Service code 26 · EIN 20-8546080 | Advisory (Participants) | $7,343 |
Service code 66 | Insurance mortality and expense charg... | $6,687 |
Filed as: AMERICAN UNITED LIFE INSURANCE CO. Service code 15 · EIN 35-0145825 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,433 | $70,908-21.8% | $98,907-44.0% | $73,488-24.6% |
| Participation rate | 60.1% | 73.8%-13.6pp | 76.0%-15.9pp | 70.7%-10.6pp |
| Annual return | 12.59% | 34.17%-21.6pp | 196.43%-183.8pp | 28.51%-15.9pp |
| Employer contribution / active EE | $0 | $2,036-100.0% | $2,689-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,099 | $3,500-68.6% | $4,244-74.1% | $3,740-70.6% |
| Admin fee / account holder | $164 | $535-69.3% | $6,642-97.5% | $513-68.0% |