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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,138 | $100,073+173.9% | $85,126+222.0% | $145,877+87.9% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 17.56% | 84.11%-66.5pp | 66.63%-49.1pp | 551.28%-533.7pp |
| Employer contribution / active EE | $1,119 | $3,236-65.4% | $2,731-59.0% | $4,663-76.0% |
| Participant deferral / active EE | $2,956 | $5,294-44.2% | $4,523-34.6% | $6,691-55.8% |
| Admin fee / account holder | $37,337 | $7,261+414.2% | $6,160+506.1% | $13,402+178.6% |