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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,138 | $99,921+174.4% | $85,009+222.5% | $145,959+87.8% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 17.56% | 83.89%-66.3pp | 66.47%-48.9pp | 561.95%-544.4pp |
| Employer contribution / active EE | $1,119 | $3,233-65.4% | $2,728-59.0% | $4,661-76.0% |
| Participant deferral / active EE | $2,956 | $5,293-44.1% | $4,522-34.6% | $6,689-55.8% |
| Admin fee / account holder | $37,337 | $7,252+414.9% | $6,153+506.9% | $13,398+178.7% |