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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,458 | $106,524+81.6% | $152,301+27.0% | $87,485+121.1% |
| Participation rate | 71.7% | 75.8%-4.0pp | 82.4%-10.7pp | 68.9%+2.8pp |
| Annual return | 17.81% | 26.89%-9.1pp | 80.50%-62.7pp | 26.06%-8.3pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,435 | $6,525+29.3% | $8,004+5.4% | $4,274+97.4% |
| Admin fee / account holder | $14,209 | $8,287+71.5% | $14,398-1.3% | $7,775+82.8% |