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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,458 | $106,749+81.2% | $145,433+33.0% | $82,448+134.6% |
| Participation rate | 71.7% | 75.6%-3.9pp | 82.1%-10.4pp | 68.1%+3.7pp |
| Annual return | 17.81% | 27.59%-9.8pp | 66.58%-48.8pp | 41.64%-23.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $8,435 | $6,519+29.4% | $7,897+6.8% | $4,139+103.8% |
| Admin fee / account holder | $14,209 | $8,390+69.4% | $13,129+8.2% | $7,234+96.4% |