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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,376 | $98,240+24.6% | $82,312+48.7% | $147,586-17.1% |
| Participation rate | 72.7% | 79.7%-7.0pp | 76.9%-4.2pp | 82.8%-10.1pp |
| Annual return | 13.62% | 30.85%-17.2pp | 25.88%-12.3pp | 578.59%-565.0pp |
| Employer contribution / active EE | $17,190 | $3,192+438.6% | $2,428+607.9% | $4,876+252.5% |
| Participant deferral / active EE | $14,113 | $4,383+222.0% | $3,706+280.8% | $5,439+159.5% |
| Admin fee / account holder | $3,207 | $8,563-62.6% | $5,608-42.8% | $10,886-70.5% |