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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,117 | $60,349-2.0% | $74,184-20.3% | $62,881-6.0% |
| Participation rate | 80.5% | 72.7%+7.8pp | 76.6%+3.9pp | 69.3%+11.2pp |
| Annual return | 7.52% | 21.38%-13.9pp | 17.74%-10.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $4,092 | $1,680+143.6% | $2,370+72.7% | $2,281+79.4% |
| Participant deferral / active EE | $3,235 | $2,856+13.2% | $3,550-8.9% | $3,203+1.0% |
| Admin fee / account holder | $8,389 | $4,261+96.9% | $5,586+50.2% | $4,296+95.3% |