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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,014 | $135,645-44.7% | $110,243-32.0% | $135,379-44.6% |
| Participation rate | 52.9% | 83.5%-30.5pp | 79.8%-26.9pp | 82.6%-29.7pp |
| Annual return | -6.59% | 513.24%-519.8pp | 314.76%-321.4pp | 519.79%-526.4pp |
| Employer contribution / active EE | $1,738 | $4,907-64.6% | $3,827-54.6% | $4,779-63.6% |
| Participant deferral / active EE | $3,885 | $5,507-29.5% | $4,672-16.8% | $5,609-30.7% |
| Admin fee / account holder | $1,056 | $11,458-90.8% | $8,548-87.6% | $10,828-90.2% |