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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,016 | $131,835-54.5% | $108,582-44.7% | $273,972-78.1% |
| Participation rate | 68.8% | 83.5%-14.7pp | 79.6%-10.8pp | 83.0%-14.3pp |
| Annual return | 8.16% | -91.57%+99.7pp | -51.70%+59.9pp | 41.46%-33.3pp |
| Employer contribution / active EE | $1,869 | $4,913-62.0% | $3,758-50.3% | $4,869-61.6% |
| Participant deferral / active EE | $4,163 | $5,127-18.8% | $4,311-3.4% | $5,287-21.3% |
| Admin fee / account holder | $66 | $10,253-99.4% | $7,645-99.1% | $10,133-99.3% |