Filed March 24, 1995
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,021 | $47,540+3.1% | $79,591-38.4% | $89,433-45.2% |
| Participation rate | 41.4% | 54.9%-13.5pp | 69.5%-28.1pp | 71.3%-29.9pp |
| Annual return | -17.48% | -8.05%-9.4pp | 0.18%-17.7pp | -11.88%-5.6pp |
| Employer contribution / active EE | $601 | $1,122-46.5% | $2,413-75.1% | $3,021-80.1% |
| Participant deferral / active EE | $1,613 | $1,961-17.7% | $3,986-59.5% | $5,125-68.5% |
| Admin fee / account holder | $0 | $59-100.0% | $6,815-100.0% | $79-100.0% |