Filed March 24, 1995
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,627 | $38,510-15.3% | $74,549-56.2% | $73,367-55.5% |
| Participation rate | 47.2% | 53.5%-6.3pp | 69.1%-21.9pp | 69.5%-22.3pp |
| Annual return | -6.34% | -0.94%-5.4pp | 32.54%-38.9pp | 173.45%-179.8pp |
| Employer contribution / active EE | $530 | $774-31.6% | $1,961-73.0% | $2,499-78.8% |
| Participant deferral / active EE | $1,278 | $1,421-10.0% | $3,108-58.9% | $4,033-68.3% |
| Admin fee / account holder | $0 | $52-100.0% | $5,059-100.0% | $68-100.0% |