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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $736,677 | $111,814+558.8% | $103,378+612.6% | $145,978+404.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.15% | 24.80%-16.6pp | 24.91%-16.8pp | 550.52%-542.4pp |
| Employer contribution / active EE | $6,620 | $4,215+57.1% | $3,870+71.1% | $4,662+42.0% |
| Participant deferral / active EE | $6,439 | $5,618+14.6% | $5,058+27.3% | $6,690-3.7% |
| Admin fee / account holder | $8,586 | $9,764-12.1% | $8,401+2.2% | $13,400-35.9% |