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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,469 | $133,998+224.2% | $112,263+287.0% | $134,545+222.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.06% | 47.17%-64.2pp | 27.49%-44.5pp | 418.37%-435.4pp |
| Employer contribution / active EE | $7,779 | $4,040+92.5% | $3,636+113.9% | $4,742+64.1% |
| Participant deferral / active EE | $5,361 | $5,292+1.3% | $4,729+13.3% | $6,401-16.3% |
| Admin fee / account holder | $1,942 | $7,493-74.1% | $6,410-69.7% | $11,431-83.0% |