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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,849 | $105,284-6.1% | $150,734-34.4% | $94,015+5.1% |
| Participation rate | 65.5% | 71.7%-6.3pp | 78.4%-13.0pp | 70.8%-5.4pp |
| Annual return | 18.39% | 15.67%+2.7pp | 600.81%-582.4pp | 17.84%+0.5pp |
| Employer contribution / active EE | $2,359 | $3,599-34.5% | $4,918-52.0% | $2,790-15.5% |
| Participant deferral / active EE | $5,255 | $4,274+23.0% | $5,610-6.3% | $4,249+23.7% |
| Admin fee / account holder | $1,453 | $9,839-85.2% | $14,905-90.3% | $8,951-83.8% |