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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,849 | $89,259+10.7% | $107,187-7.8% | $82,637+19.6% |
| Participation rate | 65.5% | 67.9%-2.5pp | 75.0%-9.6pp | 68.1%-2.6pp |
| Annual return | 18.39% | 21.02%-2.6pp | 204.55%-186.2pp | 53.51%-35.1pp |
| Employer contribution / active EE | $2,359 | $3,080-23.4% | $3,782-37.6% | $2,552-7.6% |
| Participant deferral / active EE | $5,255 | $4,037+30.2% | $5,096+3.1% | $4,126+27.4% |
| Admin fee / account holder | $1,453 | $7,381-80.3% | $9,162-84.1% | $7,339-80.2% |