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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,007 | $108,882-32.0% | $96,754-23.5% | $154,746-52.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 12.90% | 98.39%-85.5pp | 82.04%-69.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $1,890 | $3,018-37.4% | $2,679-29.5% | $4,379-56.8% |
| Participant deferral / active EE | $15,764 | $5,323+196.2% | $4,758+231.3% | $6,730+134.2% |
| Admin fee / account holder | $795 | $10,200-92.2% | $8,905-91.1% | $14,365-94.5% |