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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,732 | $115,931+32.6% | $185,441-17.1% | $86,983+76.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 9.72% | 21.47%-11.7pp | 20.16%-10.4pp | 25.83%-16.1pp |
| Employer contribution / active EE | $7,456 | $2,937+153.9% | $4,672+59.6% | $2,584+188.5% |
| Participant deferral / active EE | $10,436 | $4,551+129.3% | $6,152+69.6% | $4,194+148.8% |
| Admin fee / account holder | $1,263 | $10,687-88.2% | $17,890-92.9% | $7,856-83.9% |