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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,717 | $103,949-37.7% | $69,182-6.5% | $273,972-76.4% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 9.91% | 35.28%-25.4pp | -21.93%+31.8pp | 41.46%-31.5pp |
| Employer contribution / active EE | $2,343 | $1,783+31.4% | $1,206+94.2% | $4,869-51.9% |
| Participant deferral / active EE | $1,143 | $2,716-57.9% | $1,897-39.8% | $5,287-78.4% |
| Admin fee / account holder | $698 | $3,671-81.0% | $2,697-74.1% | $10,133-93.1% |