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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,662 | $108,701+90.1% | $74,723+176.6% | $152,909+35.2% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 36.42% | 114.12%-77.7pp | 753.18%-716.8pp | 345.46%-309.0pp |
| Employer contribution / active EE | $4,923 | $1,504+227.3% | $1,084+354.1% | $4,764+3.3% |
| Participant deferral / active EE | $2,778 | $2,709+2.6% | $1,962+41.6% | $5,851-52.5% |
| Admin fee / account holder | $5,774 | $4,906+17.7% | $3,335+73.1% | $11,601-50.2% |