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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,800 | $89,532+58.4% | $103,447+37.1% | $80,925+75.2% |
| Participation rate | 79.3% | 76.0%+3.3pp | 80.5%-1.2pp | 67.7%+11.7pp |
| Annual return | 14.03% | 22.80%-8.8pp | 23.92%-9.9pp | 35.65%-21.6pp |
| Employer contribution / active EE | $924 | $4,023-77.0% | $4,678-80.2% | $2,756-66.5% |
| Participant deferral / active EE | $4,577 | $5,459-16.2% | $6,624-30.9% | $4,299+6.5% |
| Admin fee / account holder | $10,130 | $6,774+49.5% | $9,415+7.6% | $6,940+46.0% |