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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,440 | $106,749+45.6% | $145,433+6.9% | $82,448+88.5% |
| Participation rate | 71.4% | 75.6%-4.2pp | 82.1%-10.7pp | 68.1%+3.4pp |
| Annual return | 6.94% | 27.59%-20.7pp | 66.58%-59.6pp | 41.64%-34.7pp |
| Employer contribution / active EE | $1,025 | $3,444-70.2% | $4,554-77.5% | $2,551-59.8% |
| Participant deferral / active EE | $5,000 | $6,519-23.3% | $7,897-36.7% | $4,139+20.8% |
| Admin fee / account holder | $13,367 | $8,390+59.3% | $13,129+1.8% | $7,234+84.8% |