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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,800 | $89,515+58.4% | $103,065+37.6% | $80,959+75.2% |
| Participation rate | 79.3% | 76.0%+3.3pp | 80.6%-1.2pp | 67.7%+11.6pp |
| Annual return | 14.03% | 22.82%-8.8pp | 23.95%-9.9pp | 35.67%-21.6pp |
| Employer contribution / active EE | $924 | $4,015-77.0% | $4,675-80.2% | $2,757-66.5% |
| Participant deferral / active EE | $4,577 | $5,463-16.2% | $6,625-30.9% | $4,300+6.4% |
| Admin fee / account holder | $10,130 | $6,527+55.2% | $9,349+8.3% | $6,925+46.3% |