Retirement plan

ONELEGACY 403(B) RETIREMENT PLAN

Name: ONELEGACY - ONELEGACY 403(B) RETIREMENT PLAN (2016) Form 5500
Creator: ONELEGACY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ONELEGACY 403(B) RETIREMENT PLAN, ONELEGACY

ONELEGACYEIN 95-3138799Plan #001PY 2016

221 SOUTH FIGUEROA STREET SUITE 500 - LOS ANGELES, CA 90012213-229-5618onelegacy.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$28.1M

+7.4% from 2015

Total participants

445

-6.7% from 2015

Average account balance

$82,394

+23.5% from 2015

Annual return

9.39%

+8.44 pp from 2015

Benchmarks

See 3,733 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,733 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$48.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

655

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$90

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
UNITED PLANNERS FINANCIAL SERVICES1 year Service code 55 7333 E DOUBLETREE RANCH ST 120 · SCOTTSDALE, AZ 85258	Other Commissions	$71,453
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB INVESTMENT MGMT INC. Service code 27 · EIN 94-3106735	Advisory (Plan)	$120
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB AND CO., INC. Service code 27	Advisory (Plan)	$0
GREAT-WEST LIFE & ANNUITY INSURANCE2+ years Filed as: GREAT WEST LIFE AND ANNUITY COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2A2F2J2L2M3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$156

$0 / participant

Investment mgmt$156100.0%

% of EOY assets

0.001%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$82,394

$36,916+123.2%

$156,551-47.4%

$57,658+42.9%

Participation rate

68.0%

63.4%+4.6pp

84.0%-16.0pp

70.2%-2.2pp

Annual return

9.39%

12.38%-3.0pp

32.23%-22.8pp

5.13%+4.3pp

Employer contribution / active EE

$3,165

$1,571+101.5%

$5,501-42.5%

$1,974+60.4%

Participant deferral / active EE

$3,421

$1,926+77.6%

$4,871-29.8%

$3,061+11.8%

Admin fee / account holder

$82-99.4%

$13,028-100.0%

$95-99.5%

Provider

Service type

Compensation

UNITED PLANNERS FINANCIAL SERVICES1 year

Service code 55

7333 E DOUBLETREE RANCH ST 120 · SCOTTSDALE, AZ 85258

Other Commissions

$71,453

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB INVESTMENT MGMT INC.

Service code 27 · EIN 94-3106735

Advisory (Plan)

$120

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB AND CO., INC.

Service code 27

Advisory (Plan)

GREAT-WEST LIFE & ANNUITY INSURANCE2+ years

Filed as: GREAT WEST LIFE AND ANNUITY COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

ONELEGACY 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ONELEGACY 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion